Russell Bond & Co., Inc. June 2016  
Problem Solving is What We Do.    Call Us To Discuss your Next Hard to Place Risk!
Allied Healthcare Professional and
General Liability
According to the US Department of Health and Human Services' Administration on Aging, the number of Americans, age 65 and older, is projected to be 55 million in 2020.  As Americans strive to live longer and healthier lives, the allied healthcare industry is booming, particularly in the health, beauty and fitness markets that cater to their lifestyle.

Medical professionals are performing new and non-traditional medical procedures, which increases risks and liabilities.  Whether people turn to registered nurses for dermal filler injections or nutritionists for special diet planning or equine-assisted therapy for mental health, complications and mistakes can occur.  The financial consequences of these mistakes can be devastating to a business owner.
Allied Healthcare
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Type of facilities that need all-inclusive coverage:

  • Acupuncturists
  • Adult day care centers
  • Alcohol / drug rehab centers
  • Alternative therapies
  • Ambulance services
  • Anti-aging medical spas
  • Athletic / fitness trainers
  • Case managers
  • Chiropractic services
  • Counseling services
  • Day spas
  • Dental clinics
  • Healthcare staffing agencies
  • Home health agencies
  • Hospice care services
  • Massage therapists
  • Medical clinics
  • Medical imaging facilities
  • Nurse practitioners
  • Nutritionists
  • Occupational therapists
  • Optometrists
  • Pharmacies
  • Physical therapists
  • Psychologists
  • Speech therapists
  • Weight loss clinics
Russell Bond has the experience and access to the top markets to exceed your clients insurance needs and expectations.  Highlights of this coverage include: Professional Liability (claims-made basis), General Liability (both claims made and occurrence available), hired and non-owned auto liability available, medical directors / independent contractors / leased workers / volunteers and students as insureds

Today's litigious society demands a strong need for comprehensive, tailored insurance protection for these specialty healthcare providers.  Consider these claims examples.

Anti-aging medical spa
A patient had a reaction to a numbing cream provided by a medspa and which was to be used prior to a laser hair removal treatment.  The patient allegedly was not provided proper instruction on the use of the cream and overdosed on the solution, resulting in the patient's death

Chiropractic clinic
A patient receives an adjustment and feels dizzy afterwards, but is sent home.  After follow up, the chiropractor learns the patient later had a stroke as a result of a forceful neck adjustment.

Nurse registry
The insured's nurse was placed in a hospital where the nurse was responsible for the care of an elderly patient.  While under the nurses' care, the patient allegedly fell from bed resulting in hip and pelvic fractures.

Tonya Hollederer Tony Ambrose Ed Chadwick Jackie Oddo
Tonya Hollederer, ext. 133
Vice President / Senior Broker
Tony Ambrose, ext. 143
Ed Chadwick, ext. 261
Jackie Oddo, ext. 161
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