Russell Bond & Co., Inc. September 2018  
Interest in health and nutrition-related products is on the rise, making nutraceuticals an exciting and emerging industry.  But just like any company that manufactures or distributes products, nutraceutical companies are exposed to a range of risks, from products causing bodily injury to products being recalled for various reasons.  That’s why our partner market has developed a policy tailored specially for companies working in this area, combining broad commercial general liability with product recall cover.  Sample clients (but not limited to) include companies involved in the manufacturing or distribution of Cosmoceuticals, Herbs and botanicals, Sports nutrition, Supplements and Vitamins and minerals.  Features of this coverage include:
Products Liability: Bodily injury and efficacy are exposures covered under this insuring clause as they are of the utmost importance to any company operating in this area.

Products Recall
:  The safety of your products is central to the long-term success of your business. That’s why we include cover for product recall costs arising from safety critical errors made during the production process.

Malicious Product Tamper and Extortion
:  Our policy provides cover for recall costs following malicious tampering or alteration that causes a product safety issue, even if this arises as the result of a cyber attack. In addition, cover is provided for the reasonable sums you may incur as a result of product extortion demands made as part of a threat to tamper with your products.

Separate Towers of Cover
:  Just because you can buy all of your insurance in a single policy doesn’t mean you only benefit from a single limit. In fact, our policy has separate limits for each major insuring line, meaning limits for a claim under one line won’t erode limits for future claims under another line.

Broad appetite:  Our policy is appropriate for a wide range of nutraceutical companies, from those who manufacture or distribute everything from sports nutrition and supplements to weight loss products and homeopathic remedies. See our appetite guide for more information.

Additional Coverage Available
:  Different nutraceutical companies have different needs.  Cyber, Privacy and Professional liability are available by endorsement.
Call us for more information:  800-333-7226
Tonya Hollederer Ed Chadwick Jackie Oddo
Tonya Hollederer, ext. 133
Team Leader
Ed Chadwick, ext. 261
Jackie Oddo, ext. 161
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68 Years
1950 - 2018
Trusted since 1950
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