Russell Bond & Co., Inc. August 2018  
 
Public Officials Liability and
Employment Practices Liability
 
Suits can be brought against you for discrimination in selecting, promoting, disciplining or dismissing employees. Mismanagement of, or improper administration of, funds, grants, or budgets and improper granting or denying of franchises, permits or licenses are other targets of recent litigation. Zoning approvals or denials are also exposures. There is also an exposure to claims against failure to protect public trust, including failure to properly insure, attend meetings or to examine documents.  It seems as if there‚Äôs nothing about public service that is not at risk.

A significant portion of the workforce is employed by some type of governmental entity whose purpose is to provide certain services. All decisions made by public officials, regarding business and building permits, zoning, employment practices and many seemingly unimportant everyday activities carry the potential of a devastating lawsuit. A need has arisen for a policy that covers both the liability of the public entity itself and the liability of the individuals who act on behalf of the entity. With the increasing number of suits and the large awards, you need protection from financial loss.

Who Needs This Coverage?
This protection is needed by any municipal government entity including, but not limited to, cities, towns, townships, boroughts, villages, authorities, special service districts and commissions.  All persons who were, now are, or shall be lawfully appointed officials of the public entity, should have this coverage.  Also at risk are members of commissions, boards or other units operating by and under the jurisdiction of the public entity and all employees and volunteers of such public entities.

Benefits of placing your coverage with Russell Bond, rather than a package carrier

  • Coverage is typically broader
  • Losses do not impact your profit sharing
  • Claims handled by insurers who specialize in this coverage
 
 
Premiums start at $2,000 with limits up to $5,000,000.  Higher limits are available on an Excess basis
 
We also write other coverages such as: Cyber / Privacy Liability, Crime Coverage, Active Shooter Coverage.
   
Call us for more information:  800-333-7226
 
Tonya Hollederer Ed Chadwick Jackie Oddo
Tonya Hollederer, ext. 133
Team Leader
thollederer@RussellBond.com
Ed Chadwick, ext. 261
echadwick@RussellBond.com
Jackie Oddo, ext. 161
joddo@RussellBond.com
     
A Wholesale Insurance Broker Unlike Any Other TM
 
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  866 Ellicott Square Bldg.  |  295 Main Street  |  Buffalo  |  NY  |  14203
1670 Whitehorse - Hamilton Square Road  |  Hamilton  |  NJ  |  08690
Hampton Ponds Plaza # 12 |  1029 North Road  |  Westfield  |  MA  |  01085
800.333.7226  |  www.RussellBond.com  |  Fax: 800.677.6779
 
     
68 Years
1950 - 2018
Trusted since 1950
  Proudly 100% employee owned since 2018