August 2010 If you are having trouble finding the right market for Condo / Homeowner Associations, Martial Arts Studios, Mobile Home Parks and Alarm Installers LOOK NO FURTHER!  We are having great success writing these classes! CONDO, HOMEOWNER AND OTHER COMMUNITY ASSOCIATION For multiple types of established community associations, where all development and construction operations have been completed.  (GET APP)  These include: Homeowners Associations and Townhome / Townhouse: individuals own the units and the association property and liability exposures are limited to common areas. Residential Condominium and Time-Share Condominium: individuals own the interior unit space and the association property and liability exposures consists of the condominium exterior walls and common areas. Cooperative Housing Corporations: corporations whose stockholders have a special lease giving them exclusive rights of occupancy to a unit.  The corporation property and liability exposures consist of the real property. MARTIAL ARTS STUDIOS Martial Arts training including boxing and wrestling - amateur only.  Tournaments and exhibitions eligible.  (GET APP) Errors & Omissions is included at no extra charge for limits equal to the General Liability limits. Sexual and / or Physical Abuse is mandatory and included at $50,000 / $500,000 limits for no additional charge. MOBILE HOME PARKS & CAMPGROUNDS Permanent or tourist mobile home parks, RV parks and campgrounds. (GET APP) Eligible exposures include: Bathing Beaches Boat Docks, Slips and Ramps Club House (including exercise rooms) Lakes - owned LPG sales Playgrounds Swimming and Wading Pools Diving boards and diving platforms up to one meter, slides up to 10 feet and rafts Tenant Occupied Mobile Homes and RVs ALARM INSTALLATION Installation, service and / or monitoring of burglar, fire and other types of alarms, intercom systems, access control systems and closed circuit televisions.  Blanket Additional Insured endorsement available at no additional charge.  Credits may be available.  (GET APP) Premiums start at $500 for each of the products listed here and for your convenience, applications for these (and many other products) are available on our website at www.RussellBond.com.  To get started, your contacts are: Mike Kraus, ext. 330 Underwriter  mkraus@RussellBond.com Jeff Latke, ext. 142 Underwriter jlatke@Russellbond.com Susan O'Brien, ext. 134 Underwriter sobrien@RussellBond.com Chris Moyer, ext. 149 Underwriter cmoyer@RussellBond.com Barbara Simpson, ext. 130 Underwriter bsimpson@RussellBond.com (New England Only)   866 Ellicott Square Bldg.  |  295 Main Street  |  Buffalo  |  NY  |  14203 1670 Whitehorse - Hamilton Square Road  |  Hamilton  |  NJ  |  08690 233 College Highway  |  Southampton  |  MA  |  01073 800.333.7226  |  www.RussellBond.com  |  Fax: 800.677.6779