Media Liability

MEDIA LIABILITY

A study released by the Media Law Resource Center has analyzed complaints filed against the media. The results provide a unique snapshot of the type of claims being brought against the media.

Who is sued? Although not many are immune, the following see the most:
     - Print Publishers: newspapers and reporters accounted for 53.7% of the complaints
     - Television and Radio Broadcaster: TV stations, production companies and programming services collected
        43.1% of the complaints.

Why are they sued? The most frequent activity leading to lawsuits was general reporting (45.8%), investigative reporting (8.8%) and advertising / promotion (8.1%). Libel was by far the most frequent claim, with invasion of privacy, false light, contractual issues and emotional distress claims brought against defendants.

We can tailor coverage that provides:

►	Security - protect your media clients from third party security exposures stemming from their website activities or from covered business activities. Coverage includes failure to prevent credit / debit card fraud, identity theft, malicious code / virus, laptop theft (available on a limited basis)
►	Privacy - help your clients recover from security breaches with protection for violations of privacy laws / regulations with a supplemental payment (in addition to the policy limit) for privacy notification / crisis management expenses
►	Advertising Injury / Personal Injury - an AI / PI extension for all business operations (not just content)
►	Contingent Bodily Injury / Property Damage - protect your media clients from BI / PD exposures arising from covered content
►	Claims Expenses Outside the Limit - claims expenses do not deplete the policy limit
►	Confidential Source - coverage for refusing to reveal a confidential source and a failure to maintain confidentiality of a source
►	Errors & Omissions - coverage for all covered business services (not just content)


Tonya C. Hollederer, RPLU, ASLI Vice President / Senior Broker thollederer@RussellBond.com Cell Ph: (716) 725-7451	Jackie Oddo Broker joddo@RussellBond.com Cell Ph: (716) 228-3320
*"Defense costs can be crippling! Don't let your clients go uncovered."* Contact Tonya or Jackie for more information! Over 30 years experience specializing in Professional / Errors & Omission coverage and access to the leading insurers.


866 Ellicott Square Bldg. \| 295 Main Street \| Buffalo \| NY \| 14203 1670 Whitehorse - Hamilton Square Road \| Hamilton \| NJ \| 08690 233 College Highway \| Southampton \| MA \| 01073 800.333.7226 \| www.RussellBond.com \| Fax: 800.677.6779