What We're Writing, Spring 2010

	Spring 2010
*WHAT WE'RE WRITING FOR YOU*
Look at what we're writing in AL, CO, CT, DC, FL, GA, IA, LA, ME, MA, MS, NH, NJ, NM, NY, NV, NC, OH, PA, RI, SC, TN, TX, VT, VA and elsewhere. Great for prospecting!


TYPE OF RISK		COVERAGE / EXPOSURE	PREMIUM	CONTACT
Automobiles - We write Hazardous Haulers
	Container Hauler Foundation Contractor Garbage Hauler Retail Grocery Store Snowplowing Tow Truck Operator Wholesale Grocery Store	Auto Liability / Physical Damage Auto Liability Auto Liability / Physical Damage Auto Liability Auto Liability Auto Liability / Physical Damage Auto Liability	$ 33,733 $ 42,469 $ 34,325 $ 2,338 $ 1,336 $ 54,581 $ 6,107	Derek Derek Derek Susan Susan Derek Susan
*Click A Quote -* *Via our online rating system. 12% commission (new and renewal) for Personal / Commercial lines, 17% commission for Professional Lines*
	Commercial Convenience Store Day Care Center Janitorial Services Lessors Risk Only - Restaurant Pizzeria Trucking & Snowplowing Vacant Building Vacant Dwelling Undergoing Renovation New Year's Eve Party Piano Recital Professional Educational Consultant Hotel Personal Condo Excess Coverage Private Household	Business Owners Policy General Liability Package Package Business Owners Policy General Liability Package Package Special Events Special Events Errors & Omissions Employment Practices Liability Condo Owners Liability Excess Personal Liability Personal Umbrella	$ 2,473 $ 1,440 $ 736 $ 4,740 $ 1,084 $ 6,664 $ 1,444 $ 498 $ 569 $ 250 $ 1,200 $ 1,652 $ 1,039 $ 536 $ 1,107	Mike Jeff Susan Barbara Chris Mike Jeff Jeff Chris Barbara Jackie Tonya Jayme Jayme Jayme
Crime
	Insurance Broker Public Library		$ 2,364 $ 2,019	Jackie Tonya
Cyber Liability / Technology / Privacy Liability
	Ad Placement BOCES Business Training Comic Book Development Internet Subscription Application Medical Billing	Cyber Liability Cyber Liability Technology Professional Technology Professional Cyber Liability Cyber Liability	$ 17,613 $ 22,777 $ 1,295 $ 6,612 $ 4,000 $ 3,135	Jackie Jackie Tonya Tonya Jackie Tonya
Directors & Officers - Many classes of business can be packaged with a broad BOP policy
	Boys & Girls Club Chamber of Commerce Co Op Insurance Company Golf Course Operations Heavy Duty Truck Industry Hospital Library Mail Equipment Sales / Service Medical Billing Mineral Discovery Senior Housing	Not for Profit Not for Profit Financial Institutions Not for Profit For Profit Not for Profit Not for Profit For Profit For Profit For Profit Not for Profit	$ 1,981 $ 1,624 $ 8,289 $ 2,044 $ 3,650 $ 20,900 $ 1,312 $ 7,500 $ 10,658 $ 22,000 $ 9,625	Betsy Betsy Tony Jackie Tonya Tonya Betsy Jackie Tonya Tonya Jackie
Employment Practices - Indication provided with just the number of full / part time employees and nature of operation
	Consultant Doctor Office Donut Shops Elderly Companion Services Food Service Equipment Distributor Law Firm	30 FT / 3 PT Employees 35 FT / 5 PT Employees 50 FT / 50 PT Employees 2 FT / 5 PT Employees 72 FT / 6 PT Employees 15 FT Employees	$ 2,086 $ 3,240 $ 4,824 $ 1,029 $ 6,488 $ 4,550	Tonya Tonya Jackie Jackie Jackie Tonya
Environmental Liability
	Auto Dealer Auto Repair Chemical Manufacturer Dry Cleaner Excavation Contractor Mechanical Contractor Mold Inspection School District Soil Consultant Tank Removal, Installation Water Restoration	4 AST Site Pollution General Liability w/ Products Pollution Site Pollution Contractors Pollution Contractors Pollution Contractors Pollution Contractors Pollution Environmental Professional Liability Contractors Pollution 4 AST	$ 7,652 $ 429 $ 35,357 $ 2,463 $ 9,110 $ 9,000 $ 3,610 $ 2,214 $ 3,086 $ 4,500 $ 10,230	Tony Jackie Tony Nancy Tony Nancy Nancy Tony Jackie Jackie Nancy

*TYPE OF RISK*		*COVERAGE / EXPOSURE*	*PREMIUM*	*CONTACT*
*Errors & Omissions* - Many classes can be packaged with General Liability, reducing potential coverage gaps
	Advertising Agency Architect Claims Adjuster Collection Agency Consultant - Construction Employment Agency Geo Technical Engineering Firm Home Inspector Insurance Agency Law Firm Physical Therapists Research Services Securities Broker	3 Attorneys	$ 13,584 $ 41,287 $ 2,500 $ 1,969 $ 972 $ 1,890 $ 24,782 $ 2,210 $ 2,443 $ 9,760 $ 53,257 $ 11,100 $419,000	Tonya Jackie Betsy Jackie Tonya Betsy Tony Betsy Jackie Tony Nancy Tonya Tony
Excess Employers Liability
	Municipality - County Municipality - Town School District		$ 17,197 $ 1,250 $ 3,399	Jeff Jeff Jeff
Excess Flood
	Apartments Funeral Home Optometrist		$ 7,000 $ 3,348 $ 11,051	Ed Ed Ed
Forced Placed
	Bank Bank Mortgage Company	Flood Property Liability	$ 2,500 $ 1,500 $ 1,500	Ed Ed Ed
Garages
	Auto Repair Collision Repair Shop / Sales Heavy Truck Repair Motorcycle Repair Tire Dealer Used Car Dealer	Dealer Plates Garage Package Garage Liability Garage Liability Garage Liability Garage Dealer Liability	$ 1,689 $ 26,742 $ 5,904 $ 4,530 $ 5,111 $ 1,839	Susan Derek Derek Derek Susan Susan
*General Liability* - New markets available - premiums start at $500
	County Polling Place Demolition and Excavation Distributor of Cleaning Products Event Planner Fire Suppression Systems Fitness Instructor Gasoline Trucker General Freight Trucker Heavy Truck Repair Home Inspector Landscaping and Snow Plowing Logging Contractor Manufacturer of Armored Vehicles OTC Drug Manufacturer Outdoor Adventure Program Public Walking Path Security Guard Snowplowing Spice Broker Swimming Pool Contractor Tree Trimming		$ 53,200 $ 13,997 $ 7,000 $ 750 $ 2,710 $ 500 $ 5,000 $ 650 $ 3,928 $ 750 $ 15,603 $ 653 $ 12,500 $ 9,000 $ 30,000 $ 750 $ 6,164 $ 1,527 $ 7,395 $ 5,637 $ 1,968	Jeff Mike Tony Susan Mike Barbara Derek Derek Susan Susan Mike Barbara Tony Tony Liz Chris Jeff Barbara Liz Chris Jeff
*Healthcare - Professional Liability - can include General Liability*
	Adult Home Ambulance Service Certified Home Health Aids Staffing Service County Health Department Dentist with Claims Dietician Medical Imaging Facility School District Family Counselor Skilled Bed Facility Urgent Care Facility (PA) Veterinary Clinic Vibromyography	40 Beds, GL / Prof. Liab. Malpractice GL / Prof. Liab. GL / Prof. Liab. Malpractice Liability Malpractice Liability Malpractice Liability Malpractice Liability 161 Beds, GL / Malpractice GL / Prof. Liab. Malpractice Liability General Liability	$ 5,832 $ 10,000 $ 4,250 $ 45,000 $ 5,822 $ 3,375 $ 11,500 $ 2,500 $ 40,000 $ 27,101 $ 6,492 $ 5,283	Nancy Nancy Nancy Tony Nancy Jackie Tony Jackie Nancy Tony Jackie Nancy

*TYPE OF RISK*		*COVERAGE / EXPOSURE*	*PREMIUM*	*CONTACT*
*Liquor* - Excess Liquor now available
	Convenience Store Fraternal Club Restaurant Winery - Manufacturing and tasting - New Venture		$ 842 $ 1,251 $ 2,423 $ 1,000	Jeff Jeff Chris Jeff
Mortgage Impairment
	Commercial Bank Mortgage Broker Regional Bank		$ 19,300 $ 5,000 $352,500	Art Art Tony
Motor Truck Cargo
	Auto Hauler Fuel Oil Delivery General Deliveries Intermediate Trucker		$ 1,446 $ 1,869 $ 1,030 $ 861	Derek Derek Susan Susan
Package
	Auto Repossessor Cheerleading Lessons & Uniform Sales Convenience Store Day Care Center Farm - 680 Acres Halfway House Homeowner Association - 24 Units with lake Janitorial Services Lessor's Risk Only Private Boat Club Small Dinner		$ 10,071 $ 1,244 $ 3,641 $ 3,263 $ 5,059 $ 10,144 $ 6,061 $ 736 $ 2,550 $ 2,570 $ 1,500	Chris Chris Barbara Jeff Mike Jeff Mike Susan Barbara Jeff Barbara
Personal Lines - We have markets for High Value Homeowners
	Excess Personal Umbrella Homeowners Homeowners (Suffolk County) Personal Umbrella (Youthful drivers with accidents) Valuable Articles Valuable Articles	$ 5M Excess of $10 M $ 3.5M Dwelling, $5M Umbrella $ 3.5M Dwelling $ 5M Limit $ 1.8M Jewelry Schedule $ 8M Fine Arts Schedule	$ 3,250 $ 7,049 $ 10,948 $ 2,843 $ 8,757 $ 6,766	Jayme Jayme Jayme Jayme Jayme Jayme
Property
	Antique Store w/ Apartments Collision Shop Gas Station w/ Apartments Gift Shop		$ 2,839 $ 1,044 $ 4,580 $ 1,030	Jeff Susan Jeff Jeff

*TYPE OF RISK*		*COVERAGE / EXPOSURE*	*PREMIUM*	*CONTACT*
Public Entity - *Coverage also available for special districts*
	Industrial Municipality - County Municipality - Township Municipality - Village Town Officials	Public Officials Police Professional Public Officials Police Professional Public Officials	$ 3,250 $ 43,970 $ 2,001 $ 3,952 $ 2,801	Tonya Tonya Tonya Tonya Tonya
Special Events
	Amateur Hockey Tournament Basketball Camp - 2 Day Beer Tasting Fashion Show Holiday Festival Music Parade	Event Cancellation	$ 99,000 $ 350 $ 850 $ 2,000 $ 1,850 $ 600	Chris Susan Jeff Chris Jeff Chris
Umbrella
	CCRC Environmental Contractor / Research Chemists Health & Rehabilitation Center - 161 Beds HVAC Contractor Pizzeria with Deliveries Slate Roofing Company Wholesale Apple Packaging Distribution	$ 5M Limit $ 5M Limit	$ 25,500 $ 17,243 $ 38,096 $ 9,665 $ 4,455 $ 3,000 $ 12,000	Nancy Tony Nancy Tony Mike Barbara Liz
Vacant Buildings
	Commercial Building Dwelling Dwelling Undergoing Renovation	Package Property Package	$ 9,371 $ 1,804 $ 2,213	Mike Jeff Barbara
Workers Compensation - Risks with experience mods up to 1.30 are eligible, higher mods considered
	Convenience Food Stores Hotel Janitorial Service Liquor Store Painting Contractor Repair Shop with Tire Sales Stationary Manufacturer		$ 56,429 $ 6,325 $ 2,989 $ 1,833 $ 82,473 $ 1,976 $108,440	Derek Susan Susan Susan Derek Derek Derek


866 Ellicott Square Bldg. \| 295 Main Street. \| Buffalo \| NY \| 14203 1670 Whitehorse - Hamilton Square Road \| Hamilton \| NJ \| 08690 233 College Highway \| Southampton \| MA \| 01073 800.333.7226 \| www.RussellBond.com \| Fax: 800.677.6779