 |
|
TYPE OF RISK |
COVERAGE / EXPOSURE |
PREMIUM |
CONTACT |
 Click
A Quote
- Our online rating system. 12% commission
(new and renewal) for Personal / Commercial lines, 17%
commission for Professional Lines |
|
|
Commercial
Childcare
Convenience Store
In-Home Daycare
Jewelry Concessionaire
Long Haul Trucker
Vacant Restaurant
Professional
Educational Consultant
Hotel
Personal
Condo
Excess Coverage
Private Household |
Package
Business Owners Policy
General Liability
General Liability
Motor Truck Cargo
Package
Errors & Omissions
Employment Practices Liability
Condo Owners
Liability
Excess Personal Liability
Personal Umbrella |
$ 3,557
$ 1,115
$ 500
$ 350
$ 1,632
$ 1,273
$ 1,200
$ 1,652
$
1,039
$ 536
$ 1,107 |
Susan
Susan
Barbara
Susan
Susan
Jeff
Jackie
Tonya
Jayme
Jayme
Jayme
|
|
Crime |
|
|
Homeowners Association
Municipality - Town
Real Estate Sales |
|
$
367
$ 514
$ 28,008 |
Jackie
Tonya
Tonya |
|
Cyber
Liability / Technology / Privacy Liability |
|
|
Energy Consulting
Package Software Development
Technology Services |
Technology
Technology
Technology |
$ 12,500
$ 1,590
$ 1,000 |
Jackie
Jackie
Jackie |
|
Directors & Officers
- Many Not
for Profit
classes of business can be packaged with a broad BOP policy |
|
|
Adult Home
Country Club
Mechanical Contracting
Physicians Organization
Real Estate
Retail Store
Ski Club
Youth Programs and Activities |
Not for Profit
Not for Profit
For Profit
Not for Profit
For Profit
For Profit
Not for Profit
Not for Profit |
$
3,003
$ 3,085
$ 6,341
$ 6,733
$ 79,947
$ 7,491
$ 1,750
$ 900 |
Betsy
Betsy
Tonya
Tonya
Tonya
Jackie
Betsy
Jackie |
|
Employment
Practices
- Indication
provided with just the number of full / part time employees
and nature of operation |
|
|
Asbestos Remediation
Diner
Home Health Care
Insurance Company
Repair Shop & Sales |
40 FT / 60 PT Employees
9 FT / 2 PT Employees
125 FT / 168 Employees
27 FT / 1 PT
Employees
4 FT Employees |
$ 3,400
$ 1,248
$ 11,900
$
2,803
$ 482 |
Jackie
Jackie
Tonya
Tony
Tonya |
|
Environmental Risks |
|
|
Auto Repair Shop
Car Dealership
Environmental Consultant
Fire / Water Restoration Contractor
School District |
Site Pollution
Auto Dealer Pollution Legal Liability
Professional Liability
Contractors Pollution
2 UST |
$ 429
$ 1,770
$ 14,130
$ 5,000
$ 686 |
Jackie
Tony
Tony
Tony
Tony |
|
|
|
TYPE OF RISK |
COVERAGE / EXPOSURE |
PREMIUM |
CONTACT |
|
Errors & Omissions
- Many classes can be packaged with General Liability,
reducing potential coverage gaps |
|
Architectural Services
Cable TV Show, Radio Station
Dog Obedience Training
Finance Company
Home Inspector
Industrial Engineer
Insurance Agency
Law Firm
Mechanical Engineering
Real Estate Broker
Registered Investment Advisor
Support Services Provider |
Media Professional
P&C Agency, start up
10 Attorney
|
$
27,145
$ 3,000
$ 710
$ 4,482
$ 1,785
$ 7,878
$ 2,338
$ 29,817
$ 1,650
$ 7,400
$ 6,766
$ 5,336 |
Tony
Tonya
Tonya
Betsy
Jackie
Jackie
Betsy
Tony
Tony
Betsy
Tony
Tonya |
|
Excess Employers Liability
- Exclusive Program for NYS Self Insured Municipalities and
Government Entities |
| |
Municipality -
County
Municipality - Town |
|
$ 23,357
$ 1,263 |
Jeff
Jeff |
|
Excess Flood |
|
|
Bank
Condo Association
Medical Building |
|
$ 29,132
$ 1,115
$ 1,000 |
Ed
Ed
Ed |
|
Forced Placed |
|
|
Bank
Bank
Credit Union |
Flood
Liability
Property |
$ 1,000
$ 5,000
$ 3,000 |
Ed
Ed
Ed |
| Garages |
| |
Auto Repair
Motorcycle Repair Shop
Repair Shop
Restaurant
Truck Repair
Used Car Dealer with Repairs |
Dealer Plates
Garage Package
Garage Liability
Garage Keepers Legal Liability
Garage Liability
Garage Dealer Liability |
$
1,448
$ 8,307
$ 1,442
$ 2,400
$ 2,500
$ 9,456 |
Susan
Derek
Susan
Susan
Derek
Derek |
|
General Liability
- New markets available - premiums start at $500 |
|
Alarm Installer
Caterer - Off Premises
Church
Demolition Contractor
Electrical System Repair for Fire Trucks
General Contractor and Carpenter
Livestock Auction House with Restaurant
Logging Contractor
Motel with Pool
Propane / Fuel Delivery
Retail Offices
Sand and Gravel Hauler
Window Tinting - Auto & Residential |
Includes Abuse & Molestation
|
$
7,616
$
823
$ 1,283
$ 17,851
$ 7,500
$ 3,000
$ 1,218
$ 550
$ 5,425
$ 5,503
$ 26,570
$ 500
$ 840 |
Chris
Susan
Mike
Jeff
Susan
Barbara
Mike
Barbara
Jeff
Derek
Mike
Derek
Chris |
|
Healthcare
- Professional Liability - can include General Liability |
| |
Acupuncturist
Ambulance Service
Assisted Living Facility
Beauty Salon (facials, manicures, pedicures)
Hospice Care Organization
Laser Hair Removal |
Malpractice
Excess General Liability /
Auto Liability
General / Professional
General / Professional
Malpractice
Malpractice |
$
2,000
$ 84,400
$ 14,832
$ 80,111
$ 3,000
$ 2,300 |
Jackie
Tony
Tony
Tony
Jackie
Jackie |
|
|
|
TYPE OF RISK |
COVERAGE / EXPOSURE |
PREMIUM |
CONTACT |
|
Liquor
- Excess
Liquor now available |
| |
Bar / Tavern
College Cooking Program
Private Club
Seasonal Food Concession |
|
$
2,588
$ 2,500
$ 1,620
$ 1,094 |
Jeff
Mike
Chris
Jeff |
| Mortgage
Impairment |
| |
Community Bank
Credit Union
Life Insurance Company |
|
$
9,966
$ 10,500
$ 6,250 |
Tony
Art
Tony |
| Package |
| |
Apartment Buildings
Boarding House
Chiropractor Office
Daycare Center
Emergency Fire Equipment Sales
Health Spa with Retail Spa Shop
Restaurant
Residential Building - Four Family
Retail Sporting Goods and Gun Sales
Tavern with Apartment
Tennis Club |
|
$
4,772
$ 3,558
$
1,181
$ 1,091
$ 5,750
$ 10,697
$ 3,853
$ 2,273
$ 9,160
$ 3,127
$ 2,889 |
Jeff
Barbara
Susan
Jeff
Mike
Mike
Barbara
Barbara
Chris
Chris
Jeff |
| Personal Lines - We
have markets for High Value Homeowners |
| |
Condo Owners Risk
Excess Personal
Umbrella (High Profile Actor)
Homeowners (Suffolk County)
Homeowners (PC 9)
Homeowners
Personal Umbrella (Inexperienced Operators)
Personal Umbrella |
$
2M Cov. A; Rented to others
$ 10M Limit
$ 3M Dwelling
Secondary Home
$ 5M Dwelling; $ 10M Umbrella
$ 5M Limit
$ 10M Limit; $ 1M UM |
$
6,500
$ 7,500
$ 19,800
$ 4,838
$ 21,790
$ 2,701
$ 3,898 |
Jayme
Jayme
Jayme
Jayme
Jayme
Jayme
Jayme |
|
Property |
| |
Auto Repair Shop
Condo Association
Real Estate Business and LRO
Roller Rink
Rooming House
Single Family Home |
|
$ 2,620
$ 45,413
$ 4,252
$ 1,699
$ 2,221
$ 734 |
Jeff
Barbara
Jeff
Jeff
Mike
Barbara |
|
|
|
TYPE OF RISK |
COVERAGE / EXPOSURE |
PREMIUM |
CONTACT |
|
Public Entity
- Coverage
also available for special districts |
| |
Industrial
Development Agency
Library
Municipality - Village
SPCA |
Public Officials
Public Officials
Police Professional
Police Professional |
$
9,007
$ 1,025
$ 9,009
$ 1,500 |
Tonya
Tonya
Tonya
Tonya |
|
Special Events |
| |
Basketball
Tournament
Concert
Craft Fair
Movie Production Shoot
Scavenger Hunt |
|
$
350
$ 500
$ 418
$ 250
$ 4,550 |
Susan
Susan
Barbara
Barbara
Mike |
|
Transportation
Risks
- We
write Hazardous Haulers |
|
|
Appliance Delivery
Auto Hauler
Cabinet / Countertop Building & Installation
Gasoline / Fuel Oil Dealer
Intermediate Trucker
Landscaper with Street Sweepers
Local Delivery Service
School Bus Company
Trucking Company |
Motor Truck Cargo
Motor Truck Cargo
Liability / Physical Damage
Liability
Liability / Physical Damage
Liability / Physical Damage
Motor Truck Cargo
Liability
Excess |
$
2,100
$ 5,820
$
2,297
$ 31,706
$ 47,769
$ 13,047
$ 1,820
$ 38,536
$ 37,500 |
Susan
Derek
Susan
Derek
Derek
Susan
Derek
Derek
Derek |
|
Umbrella |
| |
ATM Machines
Condo Association
Landscaper
Restaurant |
|
$
1,515
$ 45,413
$ 10,400
$
3,750 |
Mike
Barbara
Barbara
Jeff |
| Vacant Buildings |
| |
Commercial Building
Condo
Industrial Park
Sawmill & Office
Two Story Building undergoing Renovation |
Package
CGL
Package
Package
CGL |
$
4,378
$ 375
$ 35,757
$ 3,290
$ 750 |
Mike
Barbara
Jeff
Barbara
Chris |
|
Workers Compensation
-
Risks with experience
mods up to 1.30 are eligible, higher mods considered |
| |
Alarm Installer
Church
Convenience Store with Gas
Manufacturer
Preschool
Restaurant |
|
$ 12,942
$
2,038
$ 1,126
$106,237
$ 580
$ 574 |
Derek
Susan
Derek
Derek
Susan
Susan |
