 |
|
TYPE OF RISK |
COVERAGE / EXPOSURE |
PREMIUM |
CONTACT |
|
Our
online rating system. 12% commission (new and renewal) for
Personal / Commercial lines |
|
|
|
Apartments (8)
Building Undergoing Renovations
Film Festival
Distributor
Electrical Contractor
Homeowners Associations |
Package
Vacant Building
Special Events
Employment Practices Liability
Employment Practices Liability
Non Profit D&O Liability |
$ 4,090
$ 375
$ 500
$ 1,365
$ 4,591
$ 765 |
Rick
Jeff
Rick
Tonya
Jackie
Tonya |
|
Crime |
|
|
Courier Service
Data Processing Services and Consulting
Insurance Wholesaler
Pension Fund |
Employee Theft /
Forgery / Fraud
Employee Dishonesty / Fraud
Employee Theft / Forgery / Fraud
Employee Dishonesty / Forgery |
$
2,070
$ 2,392
$ 1,031
$ 924 |
Tonya
Tonya
Jackie
Tonya |
|
Cyber
Liability / Technology / Privacy Liability |
|
|
Dentist Office
Insurance Agent
Optoelectronic Component Designer & Sales
Restaurant
Technology Services |
Privacy & Security
Liability
Privacy & Security Liability
Technology Professional
Privacy & Security / Internet Media Liab
Technology Professional |
$
2,044
$ 1,093
$ 34,482
$ 2,500
$ 3,500 |
Jackie
Tonya
Tonya
Jackie
Jackie |
|
Directors & Officers
- Do your Non-Profit D&O's know that they may be personally
liable if sued while sitting on the board? |
|
|
Animal Shelter
Boating Promotion
Chamber of Commerce
Child Care Service
Community Bank
Country Inn & Forrest Management
Energy Efficiency Education
Marina
Psychotherapy Group
Real Estate Agency
Retirement Home
Surgical Pathology |
Not for Profit
Not for Profit
Not for Profit
Not for Profit
Financial Institution
For Profit
Not for Profit
For Profit
For Profit
For Profit
Not for Profit
For Profit |
$
1,876
$
1,050
$ 1,762
$
884
$ 31,725
$ 2,742
$ 900
$ 2,631
$ 4,600
$ 24,900
$ 3,586
$ 5,200 |
Jackie
Betsy
Betsy
Tonya
Tony
Tonya
Tonya
Jackie
Jackie
Tonya
Betsy
Tonya |
|
Employment
Practices
- Indication
provided with just the number of full / part time employees
and nature of operation |
|
|
Doctor Office
Insurance Agency
Manufacturer
Plastic Surgery Office |
17 FT / 5 PT
Employees
251 FT / 11 PT Employees
30 FT / 4 PT Employees
6 FT / 1 PT Employees |
$
3,031
$ 9,063
$ 6,267
$ 1,451 |
Jackie
Tonya
Jackie
Tonya |
|
Environmental Risks |
|
|
Auto Dealership
Environmental Consultant
Environmental Testing and Monitoring
Fire Department
Floodplain Management & Wetland Delineation
Gas Station with Convenience Store
Hazardous Material Management |
Site Pollution
Pollution / Professional Liability / GL
Pollution / Professional Liability / GL
1 UST
Professional Liability
3 UST
Pollution / Professional Liability / GL |
$
1,287
$ 9,200
$ 4,382
$ 2,083
$ 3,900
$ 604
$ 7,528 |
Tony
Jackie
Jackie
Tony
Jackie
Tony
Tony |
|
|
|
TYPE OF RISK |
COVERAGE / EXPOSURE |
PREMIUM |
CONTACT |
|
Errors & Omissions
-
Many classes can be packaged with General Liability,
reducing potential coverage gaps |
|
Consulting Services
Electrical Engineer
Home Inspector
Landscaper
Law Firm (3 attorney)
Law Firm (11 attorney)
Real Estate Agent
Registered Investment Advisor
Specialty Insurance Agent
Structural Engineer |
$ 105,000 Revenue
$10,000,000 Gross Receipts
$ 40,000 Revenue
$ 150,000 Revenue
$ 196,000 Revenue
$ 2,500,000 Revenue
$ 25,000 Revenue
$ 260,000 Revenue
$ 210,000 Revenue
$ 150,000 Gross Billings |
$ 2,000
$ 8,500
$ 3,825
$ 1,196
$ 4,281
$ 58,685
$ 1,200
$ 3,596
$ 6,314
$ 4,873 |
Tonya
Tony
Betsy
Tonya
Tony
Jackie
Betsy
Tony
Betsy
Jackie |
|
Excess Employers Liability
- Exclusive Program for NYS Self Insured Municipalities and
Government Entities |
| |
Community College
Municipality - County
Municipality - Village |
|
$ 15,350
$ 18,017
$ 1,100 |
Jeff
Jeff
Jeff |
|
Excess Flood |
|
|
Car and RV Dealership
Optometrist
Residence |
$ 5,600,000 Limit
$ 5,575,000 Limit
$ 257,000 Limit |
$ 12,500
$ 10,676
$ 1,250 |
Ed
Ed
Ed |
|
Forced Placed |
|
|
Community Bank
Investment Group
Municipality - City
Municipality - City |
Liability
Property
Liability
Property |
$ 1,000
$ 2,000
$ 1,500
$ 5,000 |
Ed
Ed
Tony
Tony |
| Garage |
| |
Auto Repair & Sales
Collision Repair Shop
Full Service Car Wash
Heavy Truck Roadside Rescue
Motorcycle Repair Shop
Used Motorcycle Dealer and Repair Shop |
Garage Dealer
Package
Package
Liability
Liability
Garage Dealer |
$ 6,866
$ 32,477
$ 26,112
$ 1,905
$ 2,823
$ 6,419 |
Derek
Derek
Derek
Derek
Derek
Derek |
|
General Liability
-
New markets available - both admitted and non-admitted - premiums start at $500 |
|
Alarm Installation
Bus Repair
Chemical Manufacturer
Drywall Installation and Interior Painting
Fitness and Health Center
Home Improvement Contractor
Inflatable Amusement Device Rental
Laboratory Equipment Distributor
Logger
Metal Recyclables Sorting
Private Investigation
Residential Cleaner
Snow Plowing, Concrete, Excavation, Sand Digging
Student Housing Apartments (6 apartments)
Tanker Sales & Repair |
|
$
3,071
$ 17,375
$ 2,700
$ 650
$ 10,350
$ 17,959
$ 2,500
$ 9,500
$ 694
$
4,472
$ 1,253
$ 4, 792
$ 7,500
$ 44,485
$ 26,740 |
Jeff
Derek
Tony
Barbara
Jeff
Mike
Mike
Tony
Barbara
Rick
Rick
Jeff
Barbara
Rick
Derek |
|
|
|
TYPE OF RISK |
COVERAGE / EXPOSURE |
PREMIUM |
CONTACT |
|
Healthcare
-
Professional Liability - can include
General Liability |
| |
Clinical Research
Organization
Genetic Testing Lab
Imaging Center
Pharmacy
Physical Therapy Office
Surgery Center |
Malpractice
Malpractice
Errors & Omissions
Malpractice
Malpractice
General Liability /
Professional Liability |
$ 16,500
$ 3,542
$ 5,250
$ 31,674
$ 10,992
$ 14,500 |
Jackie
Tony
Tony
Jackie
Jackie
Tonya |
|
Liquor
-
Excess Liquor now available |
|
Bar & Grill
Convenience Store with Gas
Country Club
Curling Club
Fraternal Club
Gas Station
Restaurant |
|
$
1,120
$ 489
$ 1,093
$ 1,689
$ 1,000
$ 750
$ 3,400 |
Rick
Mike
Jeff
Jeff
Rick
Rick
Michelle |
| Mortgage
Impairment |
| |
Commercial Bank
Federal Reserve Bank
Mortgage Broker |
|
$
10,098
$ 29,794
$ 4,000 |
Ed
Art
Art |
| Package |
| |
Beauty Parlor
Bed and Breakfast
Bowling Alley and
Tavern
Brewmaster
House Remodeler / Builders Risk
Machine Shop
Micro Brewery
Restaurant and Boarding House
Schedule of Dwellings
Seasonal Resort
Single Family Dwelling - LRO |
|
$
2,104
$
8,070
$
9,240
$ 763
$ 1,660
$ 7,221
$ 750
$ 5,975
$ 10,888
$ 24,552
$ 1,562 |
Mike
Jeff
Rick
Barbara
Barbara
Rick
Rick
Jeff
Jeff
Mike
Barbara |
|
Property |
| |
Auto / Truck Repair
Construction Equipment Repair
Drug Abuse
Treatment Center
Gift Shop
Hunting and Fishing Camp
Restaurant
Storage Unit Facility
Student Housing
Apartments (6 apartments)
Tavern with Apartments - LRO
Transportation Service
Warehouse |
|
$ 27,120
$ 5,200
$ 2,530
$ 684
$ 2,904
$ 4,386
$ 503
$ 42,501
$ 5,684
$ 21,600
$ 9,000 |
Derek
Derek
Jeff
Barbara
Jeff
Jeff
Barbara
Rick
Mike
Tony
Mike |
|
Public Entity
- Coverage
also available for special districts |
| |
College Security
Housing Authority
Soil & Water Conservation |
Police Professional
Public Officials
Public Officials |
$ 13,893
$ 2,098
$ 1,560 |
Tonya
Tonya
Tonya |
|
Special Events |
| |
Class Reunion
Dance Competition
Marketing Company for Special Promotions
Motorcycle Rally
Octoberfest
Sales Promotion
Senior Citizens Fundraiser |
Weather Insurance
|
$
500
$ 731
$ 1,600
$ 715
$ 2,409
$ 3,375
$ 1,000 |
Jeff
Jeff
Mike
Jeff
Michelle
Michelle
Mike |
|
|
|
TYPE OF RISK |
COVERAGE / EXPOSURE |
PREMIUM |
CONTACT |
|
Transportation
Risks
- We
write Hazardous Haulers |
|
|
Auto Repair & 24 Hr. Towing Service
Charter Bus Company
Courier Service
Fuel Hauler
Gas Hauler
Intermodal Container Trucker
Long Haul Trucker
Sand & Gravel Hauler |
Liability
Physical Damage
Liability / Physical Damage
Motor Truck Cargo
Liability
Motor Truck Cargo
Liability / Physical Damage
Liability / Physical Damage |
$
19,229
$ 34,987
$ 34,553
$ 13,382
$159,001
$ 15,950
$151,599
$ 38,628 |
Derek
Derek
Derek
Derek
Derek
Derek
Derek
Derek |
|
Umbrella |
| |
Hazardous Material
Management
Paint Manufacturer
Real Estate
Management |
|
$
7,500
$ 18,500
$
3,147 |
Tony
Tony
Barbara |
|
Vacant Buildings -
Can pay 15% commission on select
policies |
| |
Building Renovated
to Sports Facility
Dwelling
Restaurant
Undergoing Renovation |
General Liability
Package
Package |
$
1,521
$ 1,112
$
639 |
Barbara
Barbara
Rick |
|
Workers Compensation
-
Risks with experience
mods up to 1.30 are eligible, higher mods considered |
| |
Building
Maintenance
Carpet Installation
Daycare
Landscaper & Gardener
Take Out Restaurant (with 10 Tables) |
|
$
1,029
$ 19,183
$ 2,096
$ 6,935
$ 1,015 |
Rick
Derek
Derek
Derek
Rick |
